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If you are wondering why it is so difficult to find reasonable rates on auto insurance for teen drivers, the reason is that they are much more likely to be involved in an accident. Research shows that accidents involving drivers in their teens cost about twice as much as for all drivers combined. Auto insurance companies compensate for this risk by charging more for teen drivers to take the wheel.

Before your teen driver decides that the cost of insurance is too high to be able to drive, consider the following tips for lowering the cost of insurance.

Choose the Right Car

In the U.K., each car is assigned a ranking from one to 50, which corresponds to a group for auto insurance purposes. Cars that are listed in Group One are much cheaper to insure than those in Group 50. You should pay attention to the model and accessories of the car that you choose as well because these can have an impact on its insurance ranking.

Install a Dashcam

Insurance companies like to incentivize drivers to install a dashcam because it can encourage safer driving and more accurately record the events leading up to an accident. The discount could range between 10 and 12 percent from each company. This menas that the dashcam would essentially pay for itself in your first year of auto insurance coverage.

Compare Multiple Auto Insurance Quotes

There is plenty of competition in the market for auto insurance companies. This is a good thing for drivers because it means there is a range of options to choose from for quotes. Before signing up, make sure that you have confirmed a lower price is not available from another company. There are free online tools that can help you to quickly compare rates.

Take a Safety Course

Pass Plus is offered as a safety course to give new drivers a chance to improve their road skills and learn ways to avoid auto accidents. It is only offered through certified driving instructions and takes at least six hours to complete. Upon completion of the course, you will earn a certificate that can be presented to your auto insurance company for a discount. Even without the discount, safe driving should be the first priority of any teen driver. It is important for the safety of you as well as all others on the road. By keeping a clean driving record, you can earn even more insurance discounts down the line and eventually lower your auto insurance rates to a more reasonable fee.