Hertfordshire County is one of United Kingdom’s historical homes. Whether you are looking for a place to spend your few day vacation or you are tired of the urban life and looking for a place to settle down, once the cool breeze coupled with the serenity of the green countryside rolls on your face, you will drive no further.

Auto Insurance Requirements

The Road Traffic Act of 1930 mandates every driver on UK roads to carry the required level of motor insurance. If you own a car, you are legally obliged to insure it unless it’s officially declared off the road. The minimum motor insurance requirement is a third party property damage and bodily injury policy.

The policy will cover the medical costs of any bodily injuries or damage to third party property resulting from the use of a motor vehicle. Legally, there are no additional motor insurance requirements beyond the third party only. These requirements are standard across the United Kingdom. However, additional coverage is recommended.

Driving in Hertfordshire County

There’s a lot to discover in Hertfordshire county region, so you will have to drive around. Explore the architecture as well as the historical wealth of the distinctive city of Hereford and the surrounding market towns. You will need to meet the legal motor insurance requirements whether you are driving a personal or a rental car.

Coverage Types

There are three primary types of motor insurance in the UK. These are:

• Third party. This is the minimum auto insurance coverage required in the UK. It covers bodily injuries and third party property damage resulting from a motor accident.
• Third party fire and theft. This policy adds an extra level of protection to the mandatory third party to include car loss from theft or if it’s damaged by fire.
• Comprehensive. A comprehensive policy protects you from financial loss if your car is stolen, vandalized, damaged by fire or a natural disaster.

Finding the Right Type of Motor Insurance

There are specific factors that should determine the level of auto insurance coverage you need. Some of these factors include:

• Legal requirements. As we discussed earlier, you are legally obliged to purchase third party motor insurance to drive on UK roads legally.
• The state of your vehicle. If your car is relatively older or beat up, you probably don’t need additional coverage. You might have to purchase third party fire and theft or a comprehensive policy if it’s a newer, more expensive vehicle.
• Other personal factors. Factors such as age, marital status, and driving habits; among others will affect the type of coverage you obtain.

Cost of Insurance in Hertfordshire County

The average annual cost of motor insurance Hertfordshire County is £540, a little higher than the national average. You can obtain cheaper auto insurance if you:

• Have a ‘black box’ installed in your car.
• Include an older, more experienced driver to your policy.
• Pay upfront.
• Build up a no-claims bonus.
• Reduce your mileage count.

Shop around and compare quotes from different companies when looking for auto insurance products in the county to get a better deal.