What to Do if Someone Hits Your Car in the United Kingdom
Discovering that someone has hit your car can be a stressful and frustrating experience. However, it is important to stay calm and take the necessary steps to ensure your safety and protect your rights. Here is a guide on what to do if someone hits your car in the United Kingdom.
1. Assess the situation: Check for injuries and move to a safe location if needed. Activate your hazard lights and, if necessary, call the emergency services.
2. Gather information: Obtain the other driver’s name, contact details, vehicle registration number, insurance details, and the names and contact details of any witnesses. Take pictures of the accident scene and any damages caused.
3. Report the incident: Contact the police if the accident caused injury, obstructs the road, or involves an uninsured driver. You should also inform your insurance provider promptly, even if you don’t intend to make a claim.
4. Document the incident: Write down the date, time, and location of the accident, as well as a detailed description of what happened. Keep records of any medical treatment, repair costs, and other expenses incurred due to the accident.
5. Inform the DVLA: If the accident caused damage to public property or an unattended vehicle, report it to the Driver and Vehicle Licensing Agency (DVLA) within 14 days.
6. Contact a solicitor: If you need to make a claim for damages or injuries, consult a solicitor who specializes in personal injury or car accidents. They can guide you through the legal process and help you receive the compensation you are entitled to.
7. Stay vigilant: Be cautious of any potential scams or fraudulent claims. If you receive suspicious requests for payment or personal information, consult your insurance provider or the police before taking any action.
Frequently Asked Questions:
1. Should I move my car after a collision?
If it is safe to do so, move your vehicle to the side of the road to prevent further accidents and traffic congestion.
2. Should I admit fault at the scene?
Avoid admitting fault, as this can affect insurance claims. Let the insurance companies and legal authorities determine liability.
3. Can I claim compensation for personal injuries?
Yes, if you have suffered injuries due to the accident, you may be entitled to compensation for medical expenses, lost earnings, and pain and suffering.
4. What if the other driver flees the scene?
Contact the police immediately and provide them with as much information as possible, including the vehicle’s description and registration number.
5. Should I get my car repaired right away?
Consult your insurance provider before arranging repairs to ensure you follow the correct procedure and preserve any evidence required for your claim.
6. Can I make a claim if the accident was my fault?
If you have comprehensive insurance, you may still be able to claim for damages to your own vehicle, but you may lose your no-claims bonus.
7. How long do I have to make a claim?
In the United Kingdom, you generally have three years from the date of the accident to make a claim, but it is best to do so as soon as possible to ensure a smoother process.